:root{
  --bg:#f5f7fb;
  --surface:#ffffff;
  --text:#1c2434;
  --muted:#687386;
  --primary:#2457d6;
  --primary-dark:#173ea0;
  --line:#e4e8f0;
  --accent:#eaf0ff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
a{color:inherit}
.container{width:min(1120px,calc(100% - 40px));margin:0 auto}
header{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;backdrop-filter:blur(10px)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{text-decoration:none;font-weight:800;letter-spacing:-.02em}.brand span{color:var(--primary)}
nav{display:flex;gap:20px;flex-wrap:wrap}nav a{text-decoration:none;color:var(--muted);font-weight:600;font-size:14px}nav a:hover{color:var(--primary)}
.hero{padding:92px 0 72px;background:linear-gradient(135deg,#fff 0%,#f3f6ff 55%,#e9efff 100%)}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:46px;align-items:center}
.eyebrow{display:inline-flex;padding:7px 12px;border-radius:999px;background:var(--accent);color:var(--primary);font-size:13px;font-weight:800;margin-bottom:18px}
h1{font-size:clamp(38px,6vw,66px);line-height:1.05;letter-spacing:-.045em;margin:0 0 20px}.lead{font-size:19px;color:var(--muted);max-width:720px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:12px;text-decoration:none;font-weight:800;border:1px solid transparent}.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{background:var(--primary-dark)}.btn-secondary{background:#fff;border-color:var(--line);color:var(--text)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:0 18px 50px rgba(31,54,111,.08)}
.section{padding:74px 0}.section h2{font-size:34px;line-height:1.15;letter-spacing:-.025em;margin:0 0 14px}.section-intro{color:var(--muted);max-width:760px;margin-bottom:34px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service h3{margin:8px 0 8px;font-size:19px}.service p{margin:0;color:var(--muted)}.icon{width:46px;height:46px;border-radius:13px;background:var(--accent);display:grid;place-items:center;color:var(--primary);font-weight:900}
.band{background:#13285e;color:#fff}.band .section-intro{color:#cbd6f4}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{padding:22px;border:1px solid rgba(255,255,255,.16);border-radius:16px;background:rgba(255,255,255,.06)}.step strong{display:block;margin-bottom:8px}
.page-hero{padding:64px 0 34px;background:#fff;border-bottom:1px solid var(--line)}.page-hero h1{font-size:44px}.content{padding:48px 0 72px}.legal{max-width:860px}.legal h2{font-size:25px;margin-top:34px}.legal h3{font-size:19px;margin-top:28px}.legal p,.legal li{color:#4b5668}.legal ul{padding-left:22px}
.contact-box{display:grid;grid-template-columns:1fr 1fr;gap:24px}.contact-item{padding:18px 0;border-bottom:1px solid var(--line)}.contact-item:last-child{border-bottom:0}.label{display:block;color:var(--muted);font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.06em}.value{font-weight:700;word-break:break-word}
footer{background:#0f172a;color:#d9e1ef;padding:42px 0 24px;margin-top:0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}.footer-title{color:#fff;font-weight:800;margin-bottom:10px}.footer-links{display:grid;gap:8px}.footer-links a{text-decoration:none;color:#c7d0df}.footer-links a:hover{color:#fff}.footer-data{font-size:14px;color:#c7d0df}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:20px;color:#9aa8bf;font-size:13px}
.notice{padding:14px 16px;border-radius:12px;background:#fff7e6;border:1px solid #f4d49a;color:#725014;font-size:14px}
@media(max-width:850px){.hero-grid,.grid-3,.steps,.contact-box,.footer-grid{grid-template-columns:1fr}.hero{padding-top:58px}.nav{align-items:flex-start;flex-direction:column;padding:16px 0}nav{gap:12px}.page-hero h1{font-size:36px}}